1
Get the quote
Tell the bot the amount and destination in the Telegram chat. The quote comes back before anything moves.
Send money. They choose how to receive it.
Type the amount and destination in Telegram. See the rate. Pay. Share a claim link. The recipient picks bank payout or crypto — you never chase their account details first.
- No bank details needed upfront — the claim link is how they choose.
- Your recipient never has to touch crypto. Bank payout works fine.
- Not claimed yet? The money stays reserved, and you can cancel.
Try the numbers.
Pick an amount and country. The final quote appears again before payment.
You send$50.00
Settley fee< $0.01
Receiver pays$0.00
They receive estimate—
Estimate only. Our rate includes a small FX margin — the exact rate is confirmed before payment. Bank payout depends on country coverage; wallet payout appears where supported.
If paying with crypto
USDC
Base
Arbitrum
Payout coverage
🇳🇬 Nigeria · NGN
🇰🇪 Kenya · KES
🇬🇭 Ghana · GHS
🇿🇦 South Africa · ZAR
🇨🇩 DR Congo · CDF
🇬🇳 Guinea · GNF
🇺🇬 Uganda · UGX
🇪🇹 Ethiopia · ETB
🇨🇮 Cote d'Ivoire · XOF
🇨🇲 Cameroon · XAF
🇸🇳 Senegal · XOF
🇷🇼 Rwanda · RWF
🇧🇯 Benin · XOF
🇧🇫 Burkina Faso · XOF
🇬🇦 Gabon · XAF
🇲🇱 Mali · XOF
🇹🇿 Tanzania · TZS
🇿🇲 Zambia · ZMW
🇸🇱 Sierra Leone · SLE
🇲🇼 Malawi · MWK
🇱🇷 Liberia · LRD
🇬🇲 Gambia · GMD
Three steps, no bank-detail chase.
Fund your SettleySend Wallet once. After that, sending is three taps in Telegram, and your recipient claims it in two.
2
Confirm from your wallet
One tap sends it — straight from the SettleySend Wallet balance you've already funded. No new payment, no new address.
3
Share the claim
Send the code or link. The recipient opens it and claims in two taps: pick bank or wallet, done.
Why people love SettleySend
“That was too seamless and funds dropped in like 1 minute.”
“I love the ease of use.”
“Ridiculously fast.”
See every number before you send.
Check the rate and fee before you send, then track the status all the way to payout.
Quote first
Rate, fee, and estimated payout — all shown before you confirm, and shown again on the send confirmation.
Status at every step
Settley Send shows when the payment is waiting, confirmed, ready to claim, or paid out.
Held until claimed
Your money stays reserved for the recipient until the payout completes. It doesn't go anywhere without a claim.
You fund it. They choose how to receive.
Settley Send only shows options that can actually complete for that transfer — no dead ends.
Fiat or crypto
Fund your SettleySend Wallet with a card or bank transfer, or top it up in USDC. Available currencies depend on your provider.
Base · ArbitrumBank account
Money lands in their local bank account where bank payout is supported. They never touch crypto.
Minutes to hours · depends on countryCrypto wallet
If they'd rather keep it in crypto, they can claim straight to a supported wallet instead.
Seconds · anywhereYou stay in control until it's paid.
Not claimed? Nothing is lost
The money stays reserved for the claim. If your recipient never opens it, it doesn't disappear — come back to Settley Send and we'll sort it out.
Cancel before payout
You can pause or cancel a transfer any time until the recipient has been paid. Once they're paid, it's done.
Sent the wrong amount?
Only the exact amount confirms a payment. If you overpay or use the wrong network, contact support and we'll help put it right.
Who it's for.
For sending money home
Your family claims to their local bank account. They never see or manage crypto.
For paying someone new
No collecting account numbers over chat. Send first — they fill in their own payout details when they claim.
For crypto-native senders
Pay straight from your wallet in USDC. The recipient still gets ordinary local money if that's what they want.
What a transfer looks like.
0s
Wallet payment confirmation
<$0.00
Fee per send
0min
To pay once you start
Availability depends on country, amount, verification, and payout partner coverage.
Questions, answered.
No. Where supported, they can claim straight to a bank account. A crypto wallet is only there for recipients who'd rather keep it in crypto.
You share the claim link or code. They open it and pick a local bank account or a crypto wallet, whichever is available for that transfer, then get paid.
Nothing is lost. Your money stays reserved until they claim it, and you can cancel a transfer any time before it's paid out.
Paying in takes a few minutes. Once that's confirmed, bank payout usually lands in minutes to a few hours depending on the country, and crypto wallet payout is usually seconds.
The Settley fee is under a cent. Like all money transfer services, our rate includes a small FX margin on top of the mid-market rate — you see the exact rate before you confirm, not after. If you fund by card or bank, the payment provider may add its own fee — also shown before you confirm.
Security and compliance.
Controls that protect customers before money moves, while it is held, and when a payout is claimed. Each item links to the full detail.
AML & sanctions screening
We check users, wallets, and transactions to stop fraud and blocked activity. Read more →
KYC & onboarding
We verify identity and source of funds where the amount or country calls for it. Read more →
Regulatory status
Bank payouts run through licensed partners including Switch. We're clear about what we hold and what we don't. Read more →
Fees & FX
The Settley fee is under a cent. Like all money transfer services, our rate includes a small FX margin — the exact rate is shown before you confirm. Read more →
Complaints & errors
Something wrong? Contact support. We log it, investigate, and get back to you. Read more →
How your money is protected
Your money stays reserved for the claim until the recipient is paid out. See how →
Send it. Let them choose the payout.
Get a quote, send from your wallet, and share the claim.
The official bot is @settleysendbot. We will never DM you first or ask for a seed phrase, password, or private key. If another account contacts you claiming to be us, ignore it.